Posted 10/21/2013 By

Obamacare 101: Who Is Eligible?

Strictly speaking, everyone is eligible to benefit from health care reform, however, not everyone is eligible for the subsidies which are one of the key ingredients of the Affordable Care Act.

Everyone who buys insurance in the United States will benefit from changes to health care brought about by Obamacare. From no caps on health insurance payouts, to the abolition of denial of coverage for pre-existing conditions, these and many more features of the ACA will help all Americans and lawful residents get more out of their health care dollars.

However, where it comes to availing yourself of the subsidies included in the new law, there are certain residency and income requirements that you must pass in order to qualify:

You must be a US Citizen or lawful resident, living in the United States

You must have a household income between 133% and 400% of the Federal Poverty Level (currently the limit is set at $46,000/year for individuals and $94,000 for a family of four).

You cannot have access to a health plan that provides minimum services, such as an employer-provided group plan, or Medicaid

You cannot be imprisoned at the time of enrollment

The easiest way to see if you qualify for a subsidy is to use this simple calculator created by our partners at Ehealth.

You'll be able to find out exactly how much subsidy you and your family qualify for, without having to apply for a plan right away.


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